Wednesday, September 18, 2013

Common Reasons Motorists Need Help on the Road

Each year, people all over hit the roads to reach their destinations and enjoy some much deserved rest and relaxation.  As people prepare for road trips, in addition to the details of where to stay and what to do, they often make sure their vehicle is in good condition and things are working properly for their drive. Checking the engine, battery and fluids is a good start, but even the best cared for car can run into problems on the road. That is why people often will make sure that the roadside assistance plans that are connected to their motor vehicle insurance policies are up to date.

 Here’s a look at some of the most common reasons for needing help on the road.

In some cases, a vehicle may still be operational following an accident, but in other situations, a car may not be able to move on its own after a crash, or it may not be safe to continue to drive. Most people don't have their own truck or other vehicle that can tow a car from an accident. Hiring a tow truck is not covered by many typical car insurance policies and can be quite expensive. With roadside assistance, it is easy and affordable to have your vehicle picked up and taken to your home or to an automotive repair shop. Often, roadside assistance plans include at least one free tow or a specified number of miles that are covered, helping to minimize your costs during an unexpected emergency.

Dead Battery
Have you ever rolled out of bed in the morning in a scramble because you forgot to set your alarm and when you got to your car found that your battery was dead?  This can definitely be frustrating, but a dead battery can really be a challenge if you are away from home, alone, or without jumper cables.  This can occur more frequently in areas that experience extreme temperatures.

Automobile Breakdown
From time to time, even a well maintained car might break down. Whether it is engine trouble, a broken hose, or even a transmission issue, a vehicle breakdown can happen almost any time. Often, this type of issue seems to occur when you are nowhere near home.  As in the case when you are involved in an accident, if your vehicle breaks down, you may need a tow truck to get it to a place where the problem can be resolved.

Locked Out
Many people leave a spare key with a friend or family member so that in the event they get locked out of their car, they are able to get it open without having to call a locksmith. On a road trip, or when you are far from home, however, it may not be possible for you to quickly get your spare.

Out of Gas
It may seem to be completely avoidable, but running out of gas is a common problem. It is not safe to carry a full gas can in the vehicle with you, and, although an empty one can be helpful, you still have to get to a gas station to fill it and back to your vehicle. If you are in a car full of young children, it may not be practical to walk a few miles to the nearest station.

Brake Trouble
Because your brakes are critical to the safety of your vehicle, it is important to get them checked out prior to a road trip.  However, having a problem with your brakes can still occur, and you may require assistance if it does.

Flat Tire
Most cars come equipped with a spare tire and jack in case drivers get a flat tire. If you have never changed a tire, or if the conditions are not safe, it may not be possible to resolve a flat tire yourself. On a lonely road, you are less likely to have a friendly neighbor stop to help you with your tire.
Roadside assistance plans can be quite helpful if you are in a jam. When you next shop for car insurance, it is a good idea to check out your carrier’s options for roadside assistance in order to make sure that you are able to get where you’re going and don’t wind up stuck somewhere.
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